Return
to the main Insurance Coverage Services page
Self-Insurance
We
have the ability and experience to establish, administer and service
self-insured trusts, as well as self-insured commercial clients. We
provide full TPA services to a wide range of clientele; including
self-funded trusts (pools) consisting of healthcare, construction,
education, non-profits, automobile dealers and retailers. Thanks to
our customer-focused approach and the excellent service we provide,
we have developed long-term relationships with many of these industry-leading
firms.
When
firms and institutions implement sound self-funded programs, their
long-term costs are often significantly reduced. Lower overhead and
actual reduction in claims can also result when organizations "act
as their own insurance company". At Pacific American Risk, we
help you determine the feasibility of self-funding and arrange the
proper excess insurance for employee benefits, workers compensation,
general liability, auto liability, and physical damages coverage.
Our state of -the-art technology allows us to manage claims thoroughly
and effectively.
| Self-Funded
Services |
| •
Employee Benefit Claims Service
• Medical and Dental
• Section 125/Flexible Spending
• Prescription
• Disability
• Nationwide Preferred Provider Organizations (PPOs)
• Pharmacy Benefit Manager (PBM)
• COBRA Administration
• CES (Claims Edit System) |
|
•
Casualty Claims Service
• Self-Insured Workers' Compensation Claims
• Fully-Insured Workers' Compensation Claims
• Auto and Cargo Claims
• Truck and General Liability
• Captive Program Administration
• Access to our system for file review
• Self-Insurance Program Administration |
Our
work offers several advantages to you. We will consult with you to
tailor a unique benefit plan that meets your individual needs. This
uniqueness works well with our system capabilities, allowing dedicated
service contacts to ensure consistency and accountability in the administration
of your Plan. This is especially important if you have special needs,
multiple locations or offer benefit choices for your employees.
At
Pacific American Risk, we handle a variety of other insurance-related
services including:
•
Worker’s Compensation
• Property/Casualty
• Loss Control
• Liability
Want
more information on our Self-Insurance services? Contact
us today!
|
